Car Payment Calculator

There are crash dummies and there are cash dummies..don’t be neither.

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Can you really afford that car?

Faster than fast, quicker than quick..is how your cash will go if you don’t plan accordingly

Calculate Your Budget

Know how much to put for a down payment and know how much you want for monthly payments.

Calculate Fuel & Insurance Costs

Gas, brake, dip into those funds!

Determine how often the car will be used

Lots of roadtrips? Just going to work a few miles away?

Understand your car buying patterns

A new car can lose between 9–11% of its value as soon as it leaves the lot.

Car Affordability
FAQs

Ghost ridin’ the whip is ill-advised. Here are some answers to help you avoid burning your credit while burining rubber.

What Should I Consider Before Buying a Car?

Before buying a car, consider your budget, the car’s fuel efficiency, insurance costs, and maintenance expenses. Research the vehicle’s reliability and total cost of ownership. Decide between new and used based on your financial situation and the car’s intended use.

How Do I Finance a Car Purchase?

You can finance a car purchase through a car loan from banks, credit unions, or the dealership’s financing department. Compare interest rates, loan terms, and any fees. Consider the size of the down payment and the impact of the loan’s interest rate on the total cost of the car.

How Can I Get the Best Deal on a Car?

To get the best deal on a car, research the market value of the model you’re interested in using online pricing guides. Visit multiple dealerships to compare prices and negotiate based on the invoice price rather than the sticker price. Consider the timing of your purchase, as dealers may offer better deals at the end of the month, year, or during promotional events.

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